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Festival Vehicle Loan Scheme
Applicant:
Any Individual (Single/Jointly)/Firm/Legal Entity.
Purpose:
For purchase of New vehicle.

Loan Amount:

As per Demand. (Ex-showroom price+ RTO Amount+Accessories are included.).


Rate Of Intrest:

Rate of :15 % ( 2% Rebate As Per Condition ).

Repayment:

36 months.

Security:

Hypothecation of vehicle Two Guarantors. If loan amount is more than Rs.25 lac then immovable security need to be provided.

Processing Fee:

1 % of the loan amount

Share Holding:

2.50% Of The Loan Amount

Documents:

Duly filled Loan Application Form Pro-forma Invoice of the Authorized Dealer For other documents.

Insurance:

Insurance Of Property Charged To The Bank .

    Loan File Documents As Follows

  • • New Member Form :
    • 1. Pan Card , Ration Card/Latest Light Bill, Index 2 Xerox , 2 Photo
      2. Affidavit
      3. Loan Demand Form
      4. Nominal Member Form
  • •  Loanee Document :
    • 1. Pan Card , Ration Card
      2. Latest Light Bill, Index 2 Xerox
      3. Photo 1 , 3 Month Salary Slip And 10 Cheque
      4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement ,Permanent Certificate
  •   Co Borrower Document :
    • 1. Pan Card , Ration Card
      2. Latest Light Bill, Index 2 Xerox
      3. Photo 1 , 3 Month Salary Slip And 10 Cheque
      4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement ,Permanent Certificate
  • •  Guarantor No 1 :
    • 1. Pan Card , Ration Card
      2. Latest Light Bill, Index 2 Xerox
      3. 1 Photo , 3 Month Salary Slip And 10 Cheque
      4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement , Permanent Certificate
  • • Guarantor No 2 :
    • 1. Pan Card , Ration Card
      2. Latest Light Bill, Index 2 Xerox
      3. 1 Photo , 3 Month Salary Slip And 10 Cheque
      4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement , Permanent Certificate



रिझव्र्ह बँकेच्या आदेशाप्रमाणे अथवा संचालक मंडळाच्या वेळोवेळीच्या निर्णयाप्रमाणे व्याजदरात होणारे बदल बंधनकारक पडतील.
Interest rate are changed by guide line of reserved bank and reservation board of director from time to time.