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Gold Loan Scheme
Purpose:
Loan Against Pledge of Gold.
Loan Amount:
75% of valuation of gold pledged.

Margin :

25% of valuation of gold pledged.

Repayment:

repayment for period up to 1 year. Monthly repayment for Max period of 12 months

Rate of Interest:

12.50% for repayment up to 1 year.

Security:

Pledge of Gold.

Processing Fee:

Valuation fee of Goldsmith And 1 % Processing Fee + service tax.

Share Holding:

Nominal Membership

Documents:

Latest Photograph,Photo Identity Proof,Residence proof of the Applicant and Guarantors.

Insurance:

Insurance Of Property Charged To The Bank .



रिझव्र्ह बँकेच्या आदेशाप्रमाणे अथवा संचालक मंडळाच्या वेळोवेळीच्या निर्णयाप्रमाणे व्याजदरात होणारे बदल बंधनकारक पडतील.
Interest rate are changed by guide line of reserved bank and reservation board of director from time to time.