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Home Loan Scheme
Applicant:
Individuals Or Jointly (Co-Borrowers Having An AssuredSource Of Regular Income Viz. Salaried / Self-Employed Persons, Professionals, Businessmen, Farmers Etc).
Purpose:
Construction Of House, Where In The Plot/Land Alreadyowned By The Applicant To Buy Built Up (New Or Second Hand) / Semi Built Up house Or Flat.To Extend/Renovate/Repair,The Existing House Or Flat.To Extend/Renovate/Repair, The Existing House Or Flat.To Buy A Flat Under Construction Or Proposed To Be Constructed

Loan Amount:

80% Of Flat Or Construction Cost Or As Per Income Repayment Capacity.


Rate Of Intrest:

13 %(1 % Rebate As Per Condistions ).

Repayment:

Max Upto 20 Years.

Security:

Registered Mortgage Of Financed Property/Property Proposed To Be Furnished.

Processing Fee:

1% Of The Loan Amount

Share Holding:

2.50% Of The Loan Amount

Documents:

For Detail Documents Please Contact Your Nearest Branch.

Insurance:

Insurance Of Property Charged To The Bank .


  • Loan File Documents As Follows

  • • New Member Form  : 
    • 1. Pan Card , Ration Card/Latest Light Bill, Index 2 Xerox , 2 Photo
    • 2. Affidavit
    • 3. Loan Demand Form
    • 4. Nominal Member Form

  • •  Loanee Document  : 
    • 1. Pan Card , Ration Card
    • 2. Latest Light Bill, Index 2 Xerox ,
    • 3. Photo 1 , 3 Month Salary Slip And 10 Cheque
    • 4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement ,Permanent Certificate
  • • Co Borrower Document :
    • 1. Pan Card , Ration Card
    • 2. Latest Light Bill, Index 2 Xerox
    • 3. Photo 1 , 3 Month Salary Slip And 10 Cheque
    • 4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement ,Permanent Certificate
  • • Guarantor No 1 :
    • 1. Pan Card , Ration Card
    • 2. Latest Light Bill, Index 2 Xerox
    • 3. 1 Photo , 3 Month Salary Slip And 10 Cheque
    • 4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement , Permanent Certificate.
  • •  Guarantor No 2 :
    • 1. Pan Card , Ration Card
    • 2. Latest Light Bill, Index 2 Xerox
    • 3. 1 Photo , 3 Month Salary Slip And 10 Cheque
    • 4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement , Permanent Certificate
  • •  Builders Payment Receipt
  • •  Original Agreement / 8 Utara
  • •  Builders Document Xerox And Blue Print



रिझव्र्ह बँकेच्या आदेशाप्रमाणे अथवा संचालक मंडळाच्या वेळोवेळीच्या निर्णयाप्रमाणे व्याजदरात होणारे बदल बंधनकारक पडतील.
Interest rate are changed by guide line of reserved bank and reservation board of director from time to time.