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MORTGAGE Loan Scheme
Applicant:
Any Individual (Single / Jointly ).
Purpose:
Personal / Business Development.

Loan Amount:

As per demand and with 25 % margin.


Rate Of Intrest:

15 % (2 % rebate and above 1 core loan rebate 2.5 % as per conditions ).

Repayment:

Upto 36 months.

Security:

Registerd Mortgage of finansed property /property proposed to be furnished. 2 guarantor

Processing Fee:

1 % of the loan amount.

Share Holding:

2.50 %of the loan amount.

Documents:

For detail documents please contact your nearest branch .(property valuation from bank valuer is compulsory & property should not be prior to 25 years ) Evidence of end use of the loan . for other document check add. information.

Insurance:

Insurance Of Property Charged To The Bank .


  • Loan File Documents As Follows

  • • New Member Form :
    • 1. Pan Card , Ration Card/Latest Light Bill, Index 2 Xerox , 2 Photo
      2. Affidavit
      3. Loan Demand Form
      4. Nominal Member Form
  • •  Loanee Document :
    • 1. Pan Card , Ration Card
      2. Latest Light Bill, Index 2 Xerox
      3. Photo 1 , 3 Month Salary Slip And 10 Cheque
      4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement ,Permanent Certificate
  •   Co Borrower Document :
    • 1. Pan Card , Ration Card
      2. Latest Light Bill, Index 2 Xerox
      3. Photo 1 , 3 Month Salary Slip And 10 Cheque
      4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement ,Permanent Certificate
  • •  Guarantor No 1 :
    • 1. Pan Card , Ration Card
      2. Latest Light Bill, Index 2 Xerox
      3. 1 Photo , 3 Month Salary Slip And 10 Cheque
      4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement , Permanent Certificate
  • • Guarantor No 2 :
    • 1. Pan Card , Ration Card
      2. Latest Light Bill, Index 2 Xerox
      3. 1 Photo , 3 Month Salary Slip And 10 Cheque
      4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement , Permanent Certificate



रिझव्र्ह बँकेच्या आदेशाप्रमाणे अथवा संचालक मंडळाच्या वेळोवेळीच्या निर्णयाप्रमाणे व्याजदरात होणारे बदल बंधनकारक पडतील.
Interest rate are changed by guide line of reserved bank and reservation board of director from time to time.