Inoperative Accounting List
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Service Charges
 
* A/C Opening and Minimum Balance
Sr.No. Description Minimum Balance
1 Current A/c 1000
2 Saving A/c (Without Cheque book) 500
3 Saving A/c (With Cheque Book / ECS instructions) 1000
4 Student Savings Bank Deposit Scheme 500
5 Recurring Above 100
 
* Minimum Balance Charges If minimum balance is not maintained)
Sr.No. Description Charges
1 Current A/c 25 (On day of transaction if closing balance is below minimum balance required)
2 Saving A/c 25 (Monthly)
 


* Inoperative /Dormant A/c incidental Charges
Sr.No. Description Charges
1 Current A/c Nil
2 Saving A/c Nil
 


* Charges for late payment of Installment (Recurring Deposit)
Sr.No. Description Charges
1 Charges for late payment of Installment (Recurring Deposit) 1.50 per 100 per Month
 

* Cheque Book Issue Charges
Sr.No. Description Charges
1 Cheque Book Charges Rs 1.50/- per cheque leaf
1 Personalized Book Charges 2 per cheque leaf
 


* Stop Payment Charges
Sr.No. Description Charges
1 Stop Payment Charges
20 per cheque leaf
 

* Cheque/ECS Return Charges
Sr.No. Description Charges
1  Details Upto 25 Lac
Inward Outward
Saving A/c and ECS Nil Nil
Current A/c and ECS Nil Nil
Cash Credit Nil Nil
For All types of accounts Nil Nil
 


* Duplicate Pass Book / Statement
Sr.No. Description Charges
1 Savings & Recurring (Duplicate ) 25/-(+ service tax)
2 Current /Cash Credit (Duplicate ) Per page 10 /- (+ service tax)
 

* Charges for Closure of A/c before 12 Months
Sr.No. Description Charges
1 Savings & Recurring 25/- (+ service tax)
2 Current 100/- (+ service tax)
 

* Lost Token
Sr.No. Description Charges
1 Lost Token As Per Token
 

* Loan , Nominal Member, Share Application Form Fee
Sr.No. Description Charges
1 Loan Application Form Fee 100/- (+ services tax )
2 Nominal Member, Share Application Form Fee 100/- +(+ services tax )
2 NEW Member , Share Application Form Fee 110/- +(+ services tax )
 


* Loan Processing & Documentation
Sr.No. Description Charges
1 New Term Loans 1% (+ add as per bank charges )
2 New Cash Credit 1%(+ add as per bank charges )
3 Cash Credit Renewal 1%(+ add as per bank charges
4 Gold Loan 1%(+ add as per bank charges )
 

* RTGS
Sr.No. Description NEFT Charges
1 Above 2 lakh to 5 lakh per charges Rs. 25/- more 14% service tax+ 0.5% swacha bharat ses + 0.5% krushi kalyan ses=15%
2 Above 5 lakh per charges Rs. 50/- more 14% service tax+ 0.5% swacha bharat ses + 0.5% krushi kalyan ses=15%
 

* NEFT
Sr.No. Description NEFT Charges
1 From Upto1 lac Per charges Rs. 5/- more 14% service tax+ 0.5% swacha bharat ses + 0.5% krushi kalyan ses=15%
2 Above 1 lac Per charges Rs. 25/- more 14% service tax+ 0.5% swacha bharat ses + 0.5% krushi kalyan ses=15%
 


* OBC Collection Charges  (If Cheque is Reaturned)
Sr.No. Description Charges
1 obc cheque (out station cheque )Return 25/- (+ services tax + postage charges) 
 

* OBC Collection Charges
Sr.No. Description Charges
1 obc cheque (out station cheque ) min 25 /- per 1000 /- charged Rs 3/- + services tax + postage charges
 

* Locker Rent & Security Deposit
Sr.No. Description Charges
1 Locker Rent & Security Deposit Depending upon locker size. Charges schedule can be availed from any branch.
 

* ATM Card Charges
Sr.No. Description Charges
1 Duplicate ATM card issue Charges 100
2 Duplicate Pin mailer issue Charges 25
 

* Atm closed charges
Sr.No. Description Charges
1 saving 100/-(+ services tax )
2 Current 100/-(+ services tax )
 

* Pay slip and demand draft (in pune area)
Sr.No. Description Charges
1 pay slip Min Rs 20 + and per 1000/- which ever is more 1 Rs +(services tax )
2 Demand draft (outside pune area ) Min rs 20 and per 1000/- which ever is more 2 rs + (services tax )
रिझव्र्ह बँकेच्या आदेशाप्रमाणे अथवा संचालक मंडळाच्या वेळोवेळीच्या निर्णयाप्रमाणे व्याजदरात होणारे बदल बंधनकारक पडतील.
Interest rate are changed by guide line of reserved bank and reservation board of director from time to time.